GEM Breakdown Cover

GEM Breakdown Cover

About GEM Motoring Assist

Who are they?

Gem Motoring Assist all started with an interesting back story! The legend goes…. Actually there is no legend or a made up story. In fact the story has it that, the founder of GEM back in Worthing, England in 1932 was on his way to meet his friends at the Warnes Hotel. The founder nearly found himself involved in a ‘near miss’ with a sports car. In response to this incident, the founder and his group of friends decided to form a club to encourage Care, Courtesy and Concentration with the objective improve road safety and reduce the growing number of accidents back in the 1930s. So the Company of Veteran Motorists was created

Fast forward to 1983 where they decided to change their name to the Guild of Experienced Motorists, abbreviated as GEM. They launched GEM Breakdown cover in 1978, and today remains as a leading and trusted Breakdown cover providers.

Benefits of GEM Motoring

GEM have a number of awards under their belt. They have been placed in the top 3 breakdown cover providers in the Auto Express Driver Power Survey for 12 years. They’ve won first place 9 times out of the 12. Clear testament from their members that they are doing things right. In addition to the Auto Express accolade, they have also received a Defaqto 5 Star Rating for their Breakdown Cover, yet again proving to peers and customers GEM Motoring Assist provides one of the most comprehensive policies in the market.

They are a UK based business who are Authorised and regulated by the FCA (Financial Conduct Authority). GEM Motoring Assist provide a friendly and reliable service just when you need them the most. Phone lines are open 24 hours a day and operated by trained operators. In the event of an emergency, the operator will arrange roadside assistance. GEM use a nationwide network of approved independent recovery operators, ready to get you back on track with your onward journey.

What is included in GEM Breakdown Cover?

GEM Club Membership:

  • Exclusive quarterly magazine jam packed with motoring and lifestyle articles, competitions, vehicle road tests
  • Members receive access to free road safety advice, technical advice,
  • Selected member benefits and discounts such as car insurance, home insurance, travel insurance, car hire, airport parking and more.

Roadside assistance:

If you breakdown more than a quarter of a mile from your home they will carry out emergency repairs to get you going. If this isn’t possible , GEM will recover the vehicle to the nearest suitable garage which is able to undertake the repair the same working day. Failing the first two options – If neither are possible they will recover you to a UK destination of your choice.

Nationwide recovery

If unable to arrange for a repair of your vehicle at or close to the breakdown scene GEM will recover you, the vehicle and the passengers to any one UK destination of your choice.

Home assistance

Similar to Roadside assistance, If your vehicle will not start or breaks down at or within a quarter of a mile of your home they will either repair it there or take it to the nearest suitable garage. Please note if you opt for Recovery RECLAIM, they will only cover the cost of a recovery up to 10 miles.

Onward travel

If your car breaks down more than 25 miles from home and repairs can’t be carried out that day, GEM can assist with onward travel or overnight accommodation up to the value of £200.

We’ve tried to summarise the as much info as possible, should you need further information and details please do visit the GEM Assist website

How much does a Breakdown Cover policy from Breakdown Assist cost? (Personal cover)

We’ve taken these prices from the GEM website and are correct at the time of writing this article . We’d highly suggest to clicking through for the latest prices provided on site.

*Prices checked on 18/02/2022


Final thoughts

By no means are they the cheapest, however you’d be in good hands should you need their service. Their Breakdown Services is comprehensive and highly regarded and respected. Unlike the other providers you know exactly what the price is, as other provider give you risk based pricing dependent on the age of vehicle and other factors.


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